| Feature | Basic | Rewards | Senior |
|---|---|---|---|
| Monthly Fee | None | None | None |
| Minimum Balance | None | None | None |
| Dividend Rate (APY) Best Rate | 0.05% | 2.50% | 0.10% |
| Free Debit Card | ✓ | ✓ | ✓ |
| Free Bill Pay | ✓ | ✓ | ✓ |
| Free Checks | — | — | ✓ |
| ATM Fee Refunds | — | Up to $25/mo | — |
| Qualifications | None | 12 debit transactions + e-statements + direct deposit | Age 55+ |
- Details
- Written by: Lonnie
- Category: Blog
- Hits: 287
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I never thought I'd feel this way about a financial institution. They helped me buy my first home, refinance my car, and build an emergency fund — all with patience and zero judgment.
"Switching to this credit union was the best financial decision I've made. The rates are better than my old bank and the service is genuinely personal."
"Got my auto loan approved the same day I applied. The rate was 2% lower than the dealer offered. Saved over $1,800 over the life of the loan."
"The mobile app is fantastic. I can deposit checks, transfer money, and pay bills without ever visiting a branch. And no monthly fees!"

Auto Loan Special
Rates as low as 4.74% APR with no payments for 90 days. New, used, or refinance.
Get Pre-ApprovedRefer a friend, earn $50
For every new member you refer who opens an account, you both earn a $50 bonus.
Spring into savings with 4.15% APY
Lock in our best certificate rate before it's gone. 12-month term, $1,000 minimum deposit.
View Rates
2 Rewards Checking rate of 2.50% APY applies to balances up to $15,000 when monthly qualifications are met (12 debit card transactions, enrollment in e-statements, and one direct deposit of $500 or more). Balances over $15,000 earn 0.05% APY. If qualifications are not met during a given month, all balances earn the base rate of 0.05% APY. Qualifications reset monthly.
3 Auto loan rates range from 4.74% APR to 17.99% APR based on creditworthiness, loan term, vehicle age, and loan-to-value ratio. 90-day deferred first payment available on qualifying new purchase and refinance loans; interest accrues during the deferral period. Offer subject to change without notice.
What would your payment be?
Use our auto loan calculator to estimate your monthly payment, compare terms, and find the right loan for your budget.
- Details
- Written by: Lonnie
- Category: Blog
- Hits: 134
What would your payment be?
Use our auto loan calculator to estimate your monthly payment, compare terms, and find the right loan for your budget.
Spring into savings with 4.15% APY
Lock in our best certificate rate before it's gone. 12-month term, $1,000 minimum deposit.
View Rates
Refer a friend, earn $50
For every new member you refer who opens an account, you both earn a $50 bonus.
Auto Loan Special
Rates as low as 4.74% APR with no payments for 90 days. New, used, or refinance.
Get Pre-Approved
"Switching to this credit union was the best financial decision I've made. The rates are better than my old bank and the service is genuinely personal."
"Got my auto loan approved the same day I applied. The rate was 2% lower than the dealer offered. Saved over $1,800 over the life of the loan."
"The mobile app is fantastic. I can deposit checks, transfer money, and pay bills without ever visiting a branch. And no monthly fees!"
I never thought I'd feel this way about a financial institution. They helped me buy my first home, refinance my car, and build an emergency fund — all with patience and zero judgment.
2 Rewards Checking rate of 2.50% APY applies to balances up to $15,000 when monthly qualifications are met (12 debit card transactions, enrollment in e-statements, and one direct deposit of $500 or more). Balances over $15,000 earn 0.05% APY. If qualifications are not met during a given month, all balances earn the base rate of 0.05% APY. Qualifications reset monthly.
3 Auto loan rates range from 4.74% APR to 17.99% APR based on creditworthiness, loan term, vehicle age, and loan-to-value ratio. 90-day deferred first payment available on qualifying new purchase and refinance loans; interest accrues during the deferral period. Offer subject to change without notice.
- Details
- Written by: Lonnie
- Category: Blog
- Hits: 181
It won’t be a bigger problem to find one video game lover in your neighbor. Since the introduction of Virtual Game.
- Details
- Category: Blog
- Hits: 166
It won’t be a bigger problem to find one video game lover in your neighbor. Since the introduction of Virtual Game.
- Details
- Category: Blog
- Hits: 150
It won’t be a bigger problem to find one video game lover in your neighbor. Since the introduction of Virtual Game.
| Term | Standard | Jumbo | Super Jumbo |
|---|---|---|---|
| 30 days | — | 0.15% | 0.15% |
| 91 days | 2.00% | 2.10% | 2.25% |
| 12 months Woop Rate | 4.15% | 4.40% | 4.55% |
| 18 months | 3.90% | 4.00% | 4.15% |

